By HAC Labs · Built for real-life cashflow

Know what your money can handle next.

CapAhead helps you track income, bills, savings, loans, and affordability decisions in one calm place, built for weekly and fortnightly pay cycles.

Join the closed beta See what it does

Device-first storage Weekly and fortnightly cycles Debt payoff guidance

CapAhead Closed beta

Compass

Can I afford this?

Weekly plan

A$3,200.00

Pay bills due this week
Spend up to a safe amount
Save toward goals

+A$3,200 Coming in

-A$650 Bills this week

A$45/day Daily spending

+A$2,235 Save up to

Debt plan ready

Focus first: Car Loan

CapAhead suggests which balance to attack next.

Built for the questions people actually ask.

Not another complicated finance dashboard. CapAhead focuses on the next practical decision: what is coming in, what is going out, and what is safe to do.

Weekly and fortnightly cashflow

See expected pay, upcoming bills, everyday spending, and what can safely be saved across Australian-style pay cycles.

Affordability checks

Ask whether a purchase fits your real timing, not just your current balance.

Income and bill tracking

Add pay cycles, recurring expenses, and automatic logs so the plan stays close to real life.

Loan payoff guidance

Track repayments and get a plain-English suggestion for which debt to focus on first, including personal loans, car loans, and HECS-style payoff planning.

Savings that leave room for life

Estimate a safe weekly saving amount after bills and normal spending are considered.

Backup and recovery

Export backups and keep a recovery key so your finance data is not trapped on one phone.

Privacy-first by design.

CapAhead is built for personal finance, so the default is simple: your data stays on your device unless you choose to export a backup.

No account required to start.
Use the app without creating a login first.
Device-first storage.
Your everyday finance entries are stored locally in the browser or app storage.
You control backups.
Encrypted backup tools are available when you want to move or protect your data.

Start free. Upgrade when the deeper tools are worth it.

CapAhead is planned as a freemium product: useful enough to start, with Pro for people who want stronger planning and decision support.

Free

A$0 / start

For basic tracking and getting your weekly picture in order.

Track transactions
Set up income and bills
Use basic affordability checks

CapAhead Pro

A$4.99 / month

Start with a 7-day free trial. Annual Pro is A$39.99/year through Google Play.

60-day forecast and deeper insights
Recommended debt payoff
Expanded decision history and monthly reviews

Launch offers, if shown in Google Play, renew at A$39.99/year after the first year unless cancelled.

Questions before you try it.

Short answers for the things people usually want to know before trusting a finance app.

Does it connect to my bank?

No. CapAhead is designed around manual entry and device-first storage, so you do not need to hand over bank-login access just to plan your week.

Where is my data stored?

Your everyday finance entries stay on your device using browser or app storage unless you choose to export a backup.

What happens if I lose my phone?

Encrypted backups and a recovery key help you restore your own data on a new device. Keep that recovery key somewhere safe.

How much does Pro cost?

Pro starts with a 7-day free trial, then A$4.99/month or A$39.99/year through Google Play. Any launch offer shown in Google Play renews at A$39.99/year after year one.